Research

IADI Podcast No. 6 - Counting the Cost of Payout

How do deposit insurers count the cost of payout? In this podcast, Ryan Defina (IADI Secretariat) is joined by Ruth Walters, Rastko Vrbaski (both Financial Stability Institute) and Bert Van Roosebeke (IADI Secretariat) to discuss how support by deposit insurers to bank failure management is subject to different types of quantitative constraints, which vary across jurisdictions.

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Research

IADI Policy Brief No. 7 - How Deposit Insurers Account for Inflation: Practices and Existing Guidance

This paper offers an overview on how inflation is taken into consideration by international standards and procedures relevant to deposit insurers. It sets out how standards guide deposit insurers in incorporating inflation in their activities. Drawing upon empirical evidence, the authors look at how inflation impacts on coverage review and change processes applied by deposit insurers. The paper also distinguishes between a set of decision-making arrangements by deposit insurers in dealing with inflation.

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Research

IADI Fintech Brief No. 12 – Misdirected Money Transfers in Korea

This paper discusses the risk of misdirected money transfers and recent legislative changes in Korea mandating the Korea Deposit Insurance Corporation (KDIC) to assist in recovering such misdirected payments.

Comments from IADI members are welcomed by 12 December 2022.

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20th Anniversary of the International Association of Deposit Insurers

The 6th of May 2022 marks the 20th Anniversary of the International Association of Deposit Insurers. On this occasion, we would like to express gratitude to the membership, the BIS and all our Associates and Partners for their support and contributions to IADI’s continued growth and success. 

 

Press Release

About IADI

The International Association of Deposit Insurers (IADI) was formed in May 2002 to enhance the effectiveness of deposit insurance systems by promoting guidance and international cooperation. Members of IADI conduct research and produce guidance for the benefit of those jurisdictions seeking to establish or improve a deposit insurance system. Members also share their knowledge and expertise through participation in international conferences and other forums. 

IADI currently represents 92 deposit insurers. IADI is a non-profit organisation constituted under Swiss Law and is domiciled at the Bank for International Settlements in Basel, Switzerland.

Please see About IADI for more information on the objectives and activities of the Association.

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Core Principles

“The Revised Core Principles for Effective Deposit Insurance Systems were developed for the benefit of jurisdictions considering the adoption or reform of a deposit insurance system. The Revised Core Principles are designed to enhance the effectiveness of deposit insurance systems and are based on IADI research and guidance papers and the endorsement by IADI of guidance developed by several founding IADI members and other organisations under the leadership of the Financial Stability Forum's (FSF) Working Group on Deposit Insurance in 2001 and the Asia Pacific Economic Cooperation (APEC) Policy Dialogue on Deposit Insurance. In June 2009, the Basel Committee on Banking Supervision and IADI jointly issued the Core Principles for Effective Deposit Insurance Systems. The Core Principles were subsequently revised and submitted to the Financial Stability Board (FSB), in November 2014, for inclusion within the FSB’s Compendium of Key International Standards of Financial Stability.”

» Core Principles (PDF)