2026 IADI Annual Conference
The IADI 2026 Annual Conference will focus on the challenges and opportunities for modernising deposit insurance to strengthen the financial safety net in the digital age. As digital technology transforms banking at an unprecedented pace, the conference will explore how deposit insurers can adapt to these shifts while maintaining financial stability and resilience.
The sessions aim to address critical questions such as the definition of a deposit in the digital era, the operational and institutional modernisation of deposit insurance, and the policy priorities for ensuring crisis readiness in a rapidly evolving financial landscape. Discussions will emphasise the need for international collaboration to tackle cross-border risks, digital transformation, and the integration of deposit insurance within the broader financial safety net.
Panel 1 – What is a Deposit? The Insurable Claim and the Boundaries of the Financial Safety Net
The deposit is a foundational instrument of the modern monetary order and the perimeter within which deposit insurance supports financial stability. Drawing and policing that perimeter has become harder as deposit-like products multiply outside the traditional bank. The panel will revisit what makes a claim a deposit for financial safety net purposes and ask how those features should apply to digital substitutes as well as to new players such as, deposit-placement platforms and sweep arrangements.
Panel 2 – Modernising deposit insurance
The panel will ask how the deposit insurance function can remain fit for the world it must operate in. The revised IADI Core Principles have raised the bar in four interlocking dimensions: speed of reimbursement, including in pass-through cases; ex-ante funding and risk-based contributions; the use of deposit-insurance resources in resolution; and the operational and cyber resilience of the deposit insurer itself. Each is being transformed by technology. Data analytics and artificial intelligence now offer potential for real-time single-customer view, faster payout, sharper risk- based pricing and earlier stress detection. The same technologies expand the threat surface, and may facilitate cyber-attacks on banks, payment systems and the deposit insurer itself; AI-driven misinformation; and the emergence of autonomous agents capable of moving funds at machine speed. The panel will ask how deposit insurers should harness technological capabilities safely, with appropriate human oversight; how the operational and cyber resilience requirements of Core Principle 4 should be operationalised; and how prudential regulation, supervision, resolution and deposit insurance must integrate into a single financial safety net when both threats and responses run at high speed.
Panel 3 – Crisis-ready in a Digital Age: The Policy Agenda Ahead
This panel looks forward. Drawing on the conceptual ground laid in Panel 1 and the modernisation agenda mapped in Panel 2, it asks which policy issues the international financial safety net community must now work on if it is to be crisis-ready in a digital age. It takes the findings of the 2023 banking turmoil lessons learnt and subsequent analysis as its point of departure and asks what they require of policymakers now regarding the integration of deposit insurance, resolution, and supervision into a cohesive framework; managing digital vulnerabilities, such as the rapid pace of runs and AI-driven cyber threats; and ensuring the credibility and public awareness of coverage during crises
Online registration is now open. The registration deadline for this event is 30 September 2026.
The event will be hosted by the Compensation Scheme of German Private Banks and the Deposit Protection Fund of the Association of German Banks at the Titanic Hotel, Berlin Germany.
Useful links:
Annual Conference Fee
Please note that a conference fee of €350 per participant will be charged for attending the Annual Conference on 29 October 2026. The fee is due by 12 October 2026. You will receive an invoice upon registration including the payment details
Please ensure that the address of your institution and city is included in the relevant fields provided in the registration, as this is required for issuing an invoice for the annual conference fee. Kindly note that all transaction costs charged by the bank or financial institution must be covered by the payer.
Cancellation and Refund Policy
If circumstances require a cancellation of your plans, you will receive a refund from EdB provided the cancellation request is submitted by 28 September 2026 via email to EdB at iadi2026@bdb.de. Cancellations made by this date will be refunded in full, minus administrative costs.
Any bank charges related to refunds will be borne by the participant or sponsoring organisation and deducted from the conference fee.
Accommodation
To take advantage of the negotiated rates, please book your accommodation directly with the meeting hotel here! You can select your dates and also find additional information including the cancellation policy.
Should you have any questions on accommodation, you may contact the hotel directly at reservations.tcb@titanic-hotels.de. Please ensure you iadi2026@bdb.de.
Please note the deadline to book your accommodation is 24 September 2026.
Visa Information
If you require a visa to enter Germany, please indicate this during registration.
If you are not sure whether you require a visa and would like to check the visa requirements, please visit the Federal Foreign Office
For any visa related queries, please email our hosts in Germany at iadi2026@bdb.de.
Welcome to Berlin
Additional information regarding the IADI 2026 AGM and International Conference is available here!
For any questions regarding registration or the event, please reach out to the IADI Secretariat at service@iadi.org, and copy Pegah.Rahimi-Dumolein@iadi.org, Taurai.Togarepi@iadi.org, and Sungbae.Park@iadi.org.
Please save the date and we look forward to seeing you in Berlin!