25 Feb 2026

IADI Digital Roundtable: The Future of Deposit Insurance in a Rapidly Changing Financial Landscape

Basel, Switzerland

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Summary Agenda

The rapid pace of financial innovation and digitalisation is reshaping the global financial landscape, creating both challenges and opportunities for deposit insurance systems. The proliferation of digital financial products, including e-money, stablecoins, tokenised deposits, and central bank digital currencies (CBDCs), is challenging traditional concepts of deposits and deposit-taking. Meanwhile, emerging technologies such as blockchain, tokenisation, artificial intelligence (AI), cloud computing, and quantum computing are driving efficiency and innovation across the financial sector.

These developments are accompanied by the rise of new actors, such as fintech firms and non-bank intermediaries, which are reshaping the competitive landscape. Increasingly digital-savvy depositors demand greater convenience, speed, and security.

This roundtable features leading experts from IADI, the Bank for International Settlements (BIS), the BIS Innovation Hub, international bodies and the financial industry to explore these issues, share insights, and discuss strategies for adapting deposit insurance frameworks to the digital age.

This roundtable is targeted primarily to members of the IADI Analysis and Policy Council Committees, Fintech Technical Committee and E-Money Working Group. Its format will consist of expert presentations followed by a roundtable discussion to foster dialogue and exchange of ideas among participants.

Meetings of the IADI E-Money Working Group and the IADI Fintech Technical Committee will be held back-to-back with the Roundtable.

For more information on this event, please contact Bert Van Roosebeke.

Useful links:

Agenda, registration and logistical information will be provided shortly.

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