IADI Research Paper – "Deposit Insurance Coverage Level and Scope"
The International Association of Deposit Insurers (IADI) publishes a Research Paper titled “Deposit Insurance Coverage Level and Scope”, developed by a Technical Committee chaired by Juan Carlos Quintero (Fogafin, Columbia, until September 2021) and Jose G. Villaret, Jr., Vice President at the Philippine Deposit Insurance Corporation (as of October 2021). The Technical Committee was established under the IADI Core Principles and Research Committee.
Coverage levels and scope are key components of efficient deposit insurance systems. This paper maps important considerations and practices in this connection by analysing the results of a 2020 IADI survey on the topic. This is complemented by findings from the 2020 IADI annual survey and by case studies provided by selected jurisdictions which detail issues that were identified as unique or novel. The paper ends with specific suggestions about how these findings could inform future revisions of the IADI Core Principles regarding Core Principle 8 - Coverage.