08 November 2021

IADI Fintech Brief No. 6 – "E-money and Deposit Insurance in Kenya"

This Fintech Brief offers a case study on the widespread usage of e-money in Kenya, especially through MPESA, a form of e-money stored on mobile phones and issued by Safaricom, a mobile network operator (MNO). The critical importance of MPESA raises questions as to how to deal with a potential default of the MNO and the role of deposit insurance in such a scenario. 

The IADI Fintech Brief is available and open for comments to IADI Members only on the dedicated Fintech section of IADI’s website (log in required). We welcome your comments on this Fintech Brief by 6 December 2021. Please send your comments to the IADI Secretariat’s Research Unit (research@iadi.org). 


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