Emerging Trends: A Survey of Deposit Insurers’ Expectations

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This report presents the findings of an internal member survey of the International Association of Deposit Insurers (IADI) to identify and assess the most relevant emerging trends impacting deposit insurers globally over the next 3–5 years.

The survey examined five key themes: technology, depositor behaviour, evolving business models, broader socio-economic and environmental factors, and the interaction of deposit insurance with resolution frameworks.

Deposit insurers expect to be most heavily impacted over the next 3–5 years by technology, the interaction of deposit insurance with resolution frameworks, and depositor behaviour.

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