1. Except where expressly stated to the contrary, all copyright and other intellectual property rights in the material and information available on this website ("IADI material"), in the names, acronyms and logos of the IADI, and with respect to the "look and feel" of this website, are owned by IADI. Any rights not expressly granted herein are reserved. Some IADI material may contain references to materials from third parties, for which copyright must also be honored.
   
2. With respect to the public area of IADI website, Users may download, display, print out and photocopy IADI material for personal, educational or other non-commercial use, without any right to resell or otherwise redistribute the material, or compile or create derivative material. Users may reproduce or translate IADI material, provided IADI (including the reference www.iadi.org) is cited as the source and, with respect to translations, a statement is included that the translation is not an official IADI translation.
   
3. Except for these specified uses, no part of IADI website and IADI materials herein may be used in any form or by any means without prior written permission from IADI. Permission request should be submitted to info@iadi.org.
   
4. Users who maintain an external website may include electronic links to the homepage or any html page of this IADI website, provided that doing so:
   
1. does not infringe the intellectual property rights of IADI, in particular with respect to its names, acronyms and logos; and
   
2. is not misleading, for instance by implying endorsement by or affiliation with IADI.

Disclaimer

1. The IADI is an international organization which contributes to the stability of financial systems by promoting international cooperation and to encourage wide international contact among deposit insurers and other interested parties. It has no supervisory or regulatory functions or responsibilities.
   
2. The IADI does not warrant or guarantee the accuracy, quality, reliability, completeness or fitness for purpose of any information or material on this website. Under no circumstances shall IADI be liable for any loss, damage, liability or expense suffered in connection with reliance by any person on any such information or material.
   
3. Except where expressly stated to the contrary, the views stated in any material on this website are those of the named authors thereof and are not necessarily those of IADI.
   
4. This website may contain electronic links to other websites. This does not imply any endorsement or responsibility on the part of IADI with respect to the opinions, ideas, data or products presented on other websites.
   
5. Under no circumstances shall IADI be liable for any loss, damage, liability or expense suffered in connection with the use of this website, including (but not limited to) any fault, error, omission, interruption or delay.

General

1. Use of this website constitutes agreement by users of this website with these terms and conditions.
   
2. IADI may at any time without notice:
1. add to, update or modify material on this website; or
2. limit access to or discontinue the whole or any part of this website.
   
3. Nothing in these terms and conditions shall constitute a waiver of any of the privileges or immunities of IADI in any jurisdiction.
   
4. These terms and conditions are governed by the laws of Switzerland.